January 2010

How to Save Money with Coupons

Public Shopping Aislse

Clipping coupons can trim your grocery bills if you have the time, discipline and patience. Keep track of the money you save, then reward yourself every now and then. You deserve it!

Step 1

Set up an easy-to-use system to organize your coupons. Keep it near your car keys as a handy reminder before you go shopping.

Step 2

Scour newspapers, magazines, coupon mailers, food packaging, grocery store receipts and the Internet for coupons.

Step 3

Clip coupons only for products you'd buy anyhow. Don't let irresistible savings dupe you into buying items you don't need.

Step 4

Know prices. Brand-name products with coupons often cost more than generics without coupons.

Step 5

Look for hidden costs. A $3 pizza coupon may not seem as good a deal after you figure in the tip for the delivery guy.

Step 6

Find out if your grocery store will match manufacturers' coupons to double your savings. Many stores will.

Step 7

Look to layer savings. If a store is offering a coupon on an item and you also have a manufacturer's coupon, use both.

Step 8

Join grocery store savings clubs and use manufacturers' coupons on club sale items.

Getting Results: Saving Money with Coupons Takes Time

Couponing is a long tail game. At first, the results will not be very dramatic because the coupons on hand will not match many sales items; however, collecting coupons really begins to pay off after a month or so. At the one month point, a coupon user should be able to take advantage of several excellent deals at multiple stores every week

 




In this issue

FICO Reveals How Common Credit Mistakes Affect Scores

12 Shopping Tips for Women at the Mall

TIps for Repaying Your Student Loans

15 Tips to Save Money for Those Just Getting Started

Top College Financial Aid Tips

How to Save Money with Coupons

Past Issues






Debt Matters is a source of general information about personal finance and is not a substitute for professional financial advice. Circumstances vary from one individual to another and advice in these articles may not be right for everyone. The publisher will not be held liable for any damages incurred by following the advice found in Debt Matters.

© Debt Matters; www.debtmattersnews.com; 2009